Regular Savings Account

Regular Savings Account
  • Interest compounded & credited to account quarterly.

  • Minimum balance to open $10.00.

  • We use average daily balance method to calculate interest on your account.

  • Interest accrues on the business day you deposit non- cash items.

  • Transaction limitations: Preauthorized withdrawals are limited to six per month.

Fees: First six withdrawals per month are free and $1.00 for each in excess of six.

SAVINGS

REQUIRED
DEPOSIT

MIN. BALANCE
TO EARN INTEREST

Interest Plus $500.00 $0.01 or more
Regular Savings ** $10.00 $0.01 or more
IRA Savings $500.00 $50.00 or more
**First six withdrawals per month are free and $1.00 for each in excess of six. Regular Savings are limited to six preauthorized transactions per month.

*APYs and interest rates subject to change without notice. Additional terms and conditions may apply. Fees may reduce actual earnings.

  • Interest rate is compounded monthly; except for Regular Savings is compounded quarterly.
  • The Annual Percentage Yields (APY) and Interest Rates shown are offered on accounts accepted by the Bank and effective for the dates shown above, unless otherwise noted. Rates are subject to change without notice.
  • Interest Rate vs. APY: The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. If you receive a periodic statement, that statement will include the APY earned on your account for the period covered by the statement.
  • Minimum balance to earn interest.