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Individual Retirement Account (IRAs) - Roth

  • Contributions are never deductible.
  • Earnings can grow tax-free.
  • Contributions can generally be distributed tax-free at any time.
  • Earnings can be distributed tax-free if the Roth IRA holder first made a Roth IRA contribution at least five years ago AND one of the following events occurs:
    • attaining age 59 1⁄2,
    • incurring a disability,
    • purchasing a first home, or
    • death (payments to beneficiaries).
  • Distributions are not required to be taken by Roth IRA holders at age 70 1⁄2.

Return to IRAs.


Business Hours:

Rushford lobby:
9:00 a.m. to 3:00 p.m.
9:00 a.m. to 5:00 p.m.
9:00 a.m. to Noon

Rushford drive-up:
Monday - Thursday
7:30 a.m. to 4:30 p.m.
7:30 a.m. to 5:30 p.m.
9:00 a.m. to Noon