*Money market accounts are limited to six transactions per month. Unlimited if by mail, in person or by ATM.
Rates Subject to Change at Any Time
Fees could reduce earnings.
SAVINGS
REQUIRED
DEPOSIT
MINIMUM
BALANCE TO
EARN INTEREST
INTEREST RATE
ANNUAL PERCENTAGE YIELD
EFFECTIVE DATE
Interest Plus
$500.00
$0.01 or more
0.15%
0.15%
6/1/2009
Passbook**
$10.00
$0.01 or more
0.40%
0.40%
4/25/2008
18 Month IRA Savings
$500.00
$50.00 or more
2.00%
2.01%
4/1/2009
**First three withdrawals per month are free and $1.00 for each in excess of three. Unlimited if by mail, in person or by ATM.
Fees could reduce earnings.
Rates Subject to Change at Any Time
SAVINGS
REQUIRED
DEPOSIT
MINIMUM
BALANCE TO
EARN INTEREST
INTEREST RATE
ANNUAL PERCENTAGE YIELD
EFFECTIVE DATE
Platinum MMKT*
$25,000.00
$0.01-24,999.99
0.75%
0.75%
12/15/2008
Platinum MMKT*
$25,000.00
$25,000.00-49,999.99
1.10%
1.11%
6/15/2009
Platinum MMKT*
$25,000.00
$50,000.00-74,999.99
1.30%
1.31%
6/15/2009
Platinum MMKT*
$25,000.00
$75,000.00 or more
1.60%
1.61%
6/15/2009
*Platinum money market accounts are limited to six transactions per month. Unlimited if by mail, in person or by ATM.
Rates Subject to Change at Any Time
Fees could reduce earnings.
Interest rate is compounded monthly; except for passbook savings is compounded quarterly.
The Annual Percentage Yields (APY) and Interest Rates shown are offered on accounts accepted by the Bank and effecive for the dates shown above, unless otherwise noted. Rates are subject to change without notice.
Interest Rate vs. APY: The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. If you receive a periodic statement, that statement will include the APY earned on your account for the period covered by the statement.
